Capital Gains Tax Calculator
Calculate LTCG and STCG tax on stocks, mutual funds, property, and gold for FY 2025-26. Includes all post-Budget 2024 rate changes.
How it works
- 1
Select the asset type: equity shares, equity MF, debt MF, real estate, gold, or other.
- 2
Enter the purchase price, sale price, and the dates of purchase and sale.
- 3
The calculator determines whether your gain is long-term or short-term based on holding period.
- 4
It applies the correct tax rate: LTCG at 12.5% (equity), STCG at 20% (equity), slab rates for debt/others.
- 5
Equity LTCG up to ₹1.25 lakh per year is exempt — the calculator factors this in automatically.
Frequently asked questions
- From 23 July 2024: LTCG on listed equity/equity MF increased from 10% to 12.5%, and the exemption limit increased from ₹1L to ₹1.25L. STCG on equity increased from 15% to 20%. Holding period for gold reduced from 36 to 24 months.
- Listed equity and equity MF: 12 months. Debt MF, real estate, and gold: 24 months. Other assets: 36 months. Assets held beyond these periods qualify as LTCG.
- For properties purchased after 23 July 2024, LTCG is taxed at 12.5% without indexation. For properties purchased before that date, you may have the option to choose 20% with indexation in some cases — consult a CA for your specific situation.
- Yes. Short-term capital losses can be set off against both LTCG and STCG. Long-term capital losses can only be set off against LTCG. Losses can be carried forward for 8 years if the return is filed on time.
What changed in Budget 2024 for capital gains?▾
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